Pragati Saathi Blog

Tax Tips, Scheme Guides, Business Advice — Hindi & English में

Income Tax

ITR Due Date Missed Under 44AD and 44ADA? Here Is What Happens Next and How to File

August 31, 2026 · By Pragati Saathi Team

Missed the income tax return due date for presumptive taxation under Section 44AD or 44ADA? You can still file a belated return under Section 139(4) till 31 Dec...

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Govt Schemes

MP Tourism Policy 2025: Capital Subsidy of 15% to 40% for Hotels, Resorts and Tourism Projects — Complete Guide

August 11, 2026 · By Pragati Saathi Team

Madhya Pradesh's Tourism Policy 2025 offers capital subsidy from 15% to 40% of fixed capital investment across 25 categories of tourism projects, with special r...

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Govt Schemes

MP MSME Development Policy 2025: 40% Capital Subsidy and Interest Subsidy for Units in Madhya Pradesh — Complete Guide

August 10, 2026 · By Pragati Saathi Team

Madhya Pradesh's MSME Development Policy 2025, effective from 24 February 2025, offers a 40% industrial development subsidy on eligible investment, interest sub...

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Govt Schemes

AHIDF Scheme Explained: 3% Interest Subvention and 90% Loan for Animal Feed, Dairy and Meat Processing Units

August 10, 2026 · By Pragati Saathi Team

The Animal Husbandry Infrastructure Development Fund offers a 3% interest subvention, loans up to 90% of project cost and an 8-year repayment window for feed pl...

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MSME

MSMED (Amendment) Bill, 2026 Passed by Parliament: What Changes for Your MSME

August 10, 2026 · By Pragati Saathi Team

Parliament has passed the MSMED (Amendment) Bill, 2026 — the first major overhaul of the MSMED Act in 20 years. Faster delayed-payment resolution, land-revenue ...

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Loans

सस्ती प्रोजेक्ट रिपोर्ट की छिपी कीमत: ₹500 की बचत, पूरे साल का नुकसान

July 30, 2026 · By Pragati Saathi Team

प्रोजेक्ट रिपोर्ट कोई औपचारिकता नहीं है — यही वह दस्तावेज़ है जिसके आधार पर बैंक तय करता है कि आपको लोन देना है या नहीं। सस्ती और टेम्पलेट से बनी रिपोर्ट्स आज ह...

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Loans

The Hidden Cost of a Cheap Project Report: Why ₹500 Can Cost You a Whole Season

July 30, 2026 · By Pragati Saathi Team

A project report is not a formality — it is the document your bank uses to decide whether to lend. Cheap, templated reports are being rejected across branches e...

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Govt Schemes

PMFME Scheme 2026 — Complete Guide to 35% Subsidy for Your Food Business | Pragati Saathi

June 13, 2026 · By Pragati Saathi Team

If you run a small food business and want a 35% government subsidy with bank loan support, the PMFME Scheme is made for you. Read our complete guide covering el...

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India Business & Finance Roundup — June 2026 | Key Updates for Loan Applicants
General

India Business & Finance Roundup — June 2026 | Key Updates for Loan Applicants

June 13, 2026 · By Pragati Saathi Team

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Govt Schemes

NHB/MIDH Horticulture Subsidy

June 4, 2026 · By Pragati Saathi Team

The National Horticulture Board (NHB) and Mission for Integrated Development of Horticulture (MIDH) offer up to 50% capital subsidy on polyhouse, greenhouse, sh...

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Govt Schemes

Agriculture Infrastructure Fund (AIF) 2026 — 3% Interest Subvention on Loans Up to ₹2 Crore for Farmers and Agri-Entrepreneurs

June 4, 2026 · By Pragati Saathi Team

The Agriculture Infrastructure Fund (AIF) is the Government of India's ₹1 lakh crore financing facility for post-harvest infrastructure and community farming as...

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Govt Schemes

PMEGP Loan 2026 — How to Get Up to ₹50 Lakh With 35% Government Subsidy for Your New Business

June 4, 2026 · By Pragati Saathi Team

PMEGP is India's most powerful credit-linked subsidy scheme for first-time entrepreneurs. You invest just 5 to 10% of the project cost — the government gives 15...

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Govt Schemes

Stand-Up India Scheme 2026 — How SC, ST and Women Entrepreneurs Can Get a Loan Up to ₹1 Crore

June 4, 2026 · By Pragati Saathi Team

The Stand-Up India Scheme provides bank loans between ₹10 lakh and ₹1 crore to SC/ST and women entrepreneurs for starting a new business. Every bank branch in I...

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Loans

CGTMSE Scheme 2026 — How to Get a Collateral-Free Business Loan Up to ₹10 Crore

June 4, 2026 · By Pragati Saathi Team

As of April 1, 2025, the CGTMSE scheme now allows collateral-free business loans up to ₹10 crore — doubled from the earlier ₹5 crore limit. If you are an MSME o...

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Govt Schemes

PM Mudra Yojana 2026 — Complete Guide to Shishu, Kishor, Tarun and Tarun Plus Loans

June 4, 2026 · By Pragati Saathi Team

PM Mudra Yojana offers collateral-free business loans from ₹50,000 up to ₹20 lakh for small businesses, vendors, and entrepreneurs. With 4 loan categories and o...

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Project Report Kya Hota Hai? — Bank Loan Ke Liye Kyun Zaroori Hai Aur Isme Kya Hona Chahiye
Loans

Project Report Kya Hota Hai? — Bank Loan Ke Liye Kyun Zaroori Hai Aur Isme Kya Hona Chahiye

June 4, 2026 · By Pragati Saathi Team

Agar aapne kabhi bank loan ke liye apply kiya hai aur reject ho gaye — toh 9 out of 10 cases mein wajah ek hi hoti hai: project report nahi thi, ya galat thi. Y...

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Dr. Bhimrao Ambedkar Kamdhenu Yojana – Complete Guide to ₹42 Lakh Dairy Loan with 33% Subsidy | How to Apply & Prepare Project Report
Govt Schemes

Dr. Bhimrao Ambedkar Kamdhenu Yojana – Complete Guide to ₹42 Lakh Dairy Loan with 33% Subsidy | How to Apply & Prepare Project Report

June 4, 2026 · By Pragati Saathi Team

MP Government's Dr. Bhimrao Ambedkar Kamdhenu Yojana offers up to ₹42 lakh bank loan with 25–33% subsidy for setting up a 25-animal dairy unit. All nationalised...

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Loans

MSME Big Update: Banks Offering Up to 20% Additional Loan Under GECL Scheme

May 30, 2026 · By Pragati Saathi Team

Good news for MSMEs and business owners. Businesses facing working capital challenges may get a major relief through the Guaranteed Emergency Credit Line (GECL)...

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PM Vishwakarma Yojana 2026 — ₹3 Lakh Collateral-Free Loan, ₹15,000 Toolkit & Free Training (Bhopal Guide)
Govt Schemes

PM Vishwakarma Yojana 2026 — ₹3 Lakh Collateral-Free Loan, ₹15,000 Toolkit & Free Training (Bhopal Guide)

May 30, 2026 · By Pragati Saathi Team

PM Vishwakarma Yojana 2026: Carpenters, tailors, blacksmiths & 18 trades ke liye ₹3 lakh collateral-free loan @5%, ₹15,000 toolkit voucher, free skill training ...

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Loans

Mudra Loan Kaise Le — Bhopal Mein Complete Guide (2026)

April 1, 2026 · By Pragati Saathi Team

Mudra Loan Bhopal: ?50,000 se ?20 lakh tak collateral-free loan. Shishu, Kishore, Tarun categories. Step-by-step apply process.

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Govt Schemes

PMEGP Project Report Format for Bank Loan — Complete Guide (2026)

March 25, 2026 · By Pragati Saathi Team

PMEGP project report format: Bank-approved DPR template for manufacturing & service sectors. 15-35% subsidy. Step-by-step guide.

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Govt Schemes

NLM Goat Farming Subsidy in Madhya Pradesh 2026 — 50% Grant ?50 Lakh

March 20, 2026 · By Pragati Saathi Team

NLM goat farming subsidy MP: 50% capital subsidy up to ?50 lakh. 100-500 goats breeding unit. Apply process, documents, eligibility.

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GST

GST Registration Bhopal — Online Process, Documents & Fees (2026)

March 15, 2026 · By Pragati Saathi Team

GST Registration Bhopal: ?1499 mein complete registration. Online apply process, required documents, timeline. Expert CA assistance.

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Income Tax

ITR Filing Bhopal 2026 — Online Process, Deadline, Documents & Penalty

March 10, 2026 · By Pragati Saathi Team

ITR Filing Bhopal: ?999 se starting. AY 2026-27 deadline, online process, required documents, penalty for late filing. Expert CA help.

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